Financial Planning Tips for Singles

Posted by Richard on October 22, 2013

  Living the single life no longer is an anomaly: According to the U.S. Census Bureau, nearly 40% of households nationwide are maintained by a single person.1 Being single affects many areas of financial planning, including retirement, financing health care later in life, and other key issues. If you are single, or expect to be […]

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Year-End Planning to Help You Lower Your Tax Bill

Posted by Richard on

  As the end of the year draws near, the last thing anyone wants to think about is taxes. But if you are looking for ways to minimize your tax bill, there’s no better time for tax planning than before year-end. That’s because there are a number of tax-smart strategies you can implement now that […]

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Common Investment Mistakes – And How To Avoid Them

Posted by Richard on

  Investing is too often driven by emotion. Even the most seasoned investors can make bad decisions based on “gut instincts” or something they heard around the water cooler. Here are some of the more common investment mistakes and how you can avoid them. • Go with the herd. If everyone else is buying it, […]

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Understanding the Affordable Care Act: Essential Health Benefits

Posted by Richard on

  Beginning in 2014, the Affordable Care Act (ACA) will greatly expand the health care benefits for the millions of Americans with no health coverage or who are underinsured. The ACA has identified 10 “essential health benefits,” which must be covered by non-grandfathered health plans. Even those with “full” insurance are expected to benefit from […]

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