Sequence of Returns – A Critical Factor in Shaping Your Retirement Outlook

Posted by Richard on September 2, 2014

One of the key determinants of retirement income planning is the expected rate of return on your investments. Conventional analysis typically relies on long-term performance averages to gauge a retiree’s spending limits. Increasingly, however, planning experts say that for those who are withdrawing from a portfolio, it is not just the average rate of investment […]

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Young Adults and the New Health Care Landscape

Posted by Richard on

¬† A survey conducted by the nation’s first private online health exchange, eHealth, Inc., explored the attitudes of young adults aged 18 to 25 regarding the new health care landscape and the influence that the Affordable Care Act is having on health care costs. Among the 220 survey respondents, all of which had purchased their […]

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Role Reversal: When Children Should Talk to Parents About Money

Posted by Richard on

¬† As Baby Boomers grow older — and presumably wiser about economic matters — more are finding themselves in a position of caretaker for elderly parents. Raising the topic of money with parents can be difficult. But with the right choice of words, timing, and tone, you can open the door to a meaningful conversation. […]

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The Real Cost of College: Crunching the Numbers

Posted by Richard on

So who can afford to pay $60,000 a year for a college education? Harvard¬†College has disclosed that the full cost of attending the venerable institution, including tuition, room and board, and fees for the 2014-2015 academic year will be $58,607, up 3.9% from the $56,407 charged last year. Yale announced similar increases to its price […]

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