Work-At-Home Opportunities On The Rise

Posted by Richard on July 1, 2021

The work-from-home trend that accelerated during the COVID-19 pandemic may have opened some doors for seniors and for those with mobility issues who want or need to work. One key to any remote work is making sure you have adequate computer skills. If you want a job at home, take a class or brush up! […]

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Should You Pay To Fix Your Credit Score?

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If you’ve got some dings on your credit, it can be tempting to think about hiring someone to clean it up. But is that a good idea? Experts generally say no. For most of us, the changes a credit repair service offers are fixes we can make ourselves. Pay your bills on time every time. […]

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Saving Versus Spending, American-Style

Posted by Richard on June 3, 2021

When times are tough, people are more likely to save or at least spend less. In 1944, during World War II, the personal savings rate — defined as the ratio of personal savings in the country to disposable personal income — was about 25.5 percent, according to the Mercatus Center at George Mason University. Compare […]

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Bank-Owned Homes Offer Opportunities

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One way into the real estate home or investment market is through bank-owned homes, which can be both affordable and problematic. Bank-owned properties are exactly what the name implies: The bank has assumed ownership after a borrower defaulted on the loan, so the bank is now the seller. The number of foreclosures dropped for most […]

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Alternative Funding Sources For Business

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While PPP loans and emergency funds helped many businesses stay afloat last year, long-term funding via conventional financing could be trickier. Enter alternative funding sources as an increasingly viable and enticing option. Businesses seeking capital can get creative in a number of ways. These include, but are not limited to: * Grants. Businesses focused on […]

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What Life Insurance Doesn’t Cover

Posted by Richard on

We get life insurance to protect our families. If we die, they have a nest egg. But life insurance doesn’t cover everything, according to Policy Genius. Among these: * Lying. Your insurance application asks about risky hobbies, medical conditions and other behaviors. If you skydive every single week without telling your insurance company and then […]

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Should You Offer List Price On A Home?

Posted by Richard on May 11, 2021

The list price is a simple concept: It represents the price a seller is asking a buyer to pay for a property. Typically, a real estate professional will help a seller determine list price by comparing similar properties, analyzing what sold recently, how much competition is currently on the market and what the competition is […]

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Business Braces For Rising Gas Prices

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It’s one of the most visible commodities and its price affects us every day: Gasoline. And experts predict that small businesses will be hit this summer by a gas price spike that will be high enough to raise the everyday costs of doing business. Already, gasoline prices are surging — according to Gas Buddy at […]

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Store Cards Do Hard Credit Pull

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At the checkout, the clerk asks if you want a whopping 20 percent off your purchase. You only have to apply for a store card. No matter how the pitch goes, there is one thing you should know: The store will pull a hard credit inquiry. A hard inquiry will generally lower your credit score. […]

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Memorial Day: Remembering The Service Of The Fallen

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On Memorial Day, we take time to honor the ultimate sacrifice made by those who fought for our country. Many of those who died in the service of our country are known to us personally. They were our sons, our fathers, our uncles, aunts, or cousins, or they were our friends. The heroes of wars […]

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