Go Ahead! Sell Your Home During The Holidays

Posted by Richard on October 9, 2019

Conventional wisdom tells us to list our homes for sale during the spring and that nobody is buying in the dead of winter — especially during the holidays. But that’s flat-out incorrect. While it’s true that there are fewer sales overall, that doesn’t mean your house can’t or won’t sell quickly, and at a good […]

Read More →

Simple Kitchen Hacks To Make Life Easier For Seniors

Posted by Richard on

One of the juggling acts for any caregiver is how to help make your loved one’s home easier to navigate while retaining the warmth and character of the space. Even when mobility is limited, the kitchen is probably still one of the most-used rooms in the house. Here are some inexpensive ideas to improve the […]

Read More →

Withdrawing Money In Retirement

Posted by Richard on September 12, 2019

If you’re someone who has been socking money away throughout your career, seeding a variety of retirement accounts, you’ll enter retirement with a lot of choice — and decisions. One of those decisions will be which investment to dip into first. According to investment experts, the traditional approach involves withdrawing from individual accounts in a […]

Read More →

How Did The Rate Cut Affect Mortgages?

Posted by Richard on

Technically, The Fed’s decision in July to lower interest rates by a quarter-point doesn’t directly affect mortgages. In reality, there are usually some things to keep in mind with any rate decrease or increase. The Federal Funds rate is a measure of short-term borrowing, or the rate that banks use to lend money to each […]

Read More →

Hot Trend: Build To Rent

Posted by Richard on

An interesting real estate trend has cropped up in recent years: while demand for rents has stayed strong, consumers have also turned their attention to single-family homes. Renting is like having a home without the commitment. Or living in a home but retaining the agility to up and move quickly. As prices of single-family homes […]

Read More →

Saving Water: Wash By Hand Or Use A Dishwasher?

Posted by Richard on

When it comes to reducing our water usage, we have some moves down pat: shut off the water while brushing teeth, install a toilet that uses less water per flush, and wait until we’ve got a full load for the washing machine, for example. But what about washing dishes? In terms of saving on water, […]

Read More →

Should I Refinance So I Can Renovate?

Posted by Richard on August 7, 2019

A new roof. New flooring. New heating/cooling systems. These are the kinds of problems that can keep a homeowner up at night. They are big ticket projects that usually require some financing. Homeowners have several choices to finance crucial projects or even elective remodeling like updating that kitchen. * Cash-out refinance – Your home is […]

Read More →

REAL ID: Prepare The Documents

Posted by Richard on

Most states, by 2020, will require drivers license applicants to supply a stack of documents to prove their identity and get a REAL ID drivers license. People don’t have to get a REAL ID, but if they don’t, they won’t be able to board a plane or enter some federal buildings beginning October 2020. For […]

Read More →

The Most Common Types Of College Scholarships

Posted by Richard on

In 2018’s college graduation class, nearly 70 percent of students took out student loans, and their average debt was close to $30,000 each, according to Student Loan Hero. In addition, 14 percent of their parents also took out an average of $35,600 in Parent PLUS loans to help support them. With those alarming figures in […]

Read More →

How To Start The School Year Off Right

Posted by Richard on

Starting a new school year can be stressful for students, parents, and teachers alike so it’s crucial to have a few best practices in place to ensure it starts off right, according to the mom at TeachMama.com Since she is a teacher with kids of their own, Amy Kilpatrick Mascott advises that the three most […]

Read More →