FIRE Movement Promotes Extreme Savings, Early Retirement

Posted by Richard on March 5, 2020

A relatively new financial movement aims at financial independence and early retirement, sometimes extremely early retirement. And that’s the name of the movement: Financial Independence; Retire Early. Adherents say people can retire in their 40s or even 30s if they practice extreme saving and investing. The key idea is to enlarge the gap between necessary […]

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How One Product Ended An Art Form

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For thousands of years, possibly in every culture, humans carried cloth handkerchiefs. They were the privilege of wealthy humans. Evidence of handkerchiefs dates to 2000 BC, when wealthy Egyptians carried bleached white handkerchiefs made of expensive linen. In western culture, the handkerchief became art by the 14th century. Queens embroidered silk, lace handkerchiefs. They were […]

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New Required Minimum Distribution (RMD): Take Your Money Later

Posted by Richard on February 12, 2020

As of Jan. 1, those with a 401(k) or IRA can start withdrawing the required minimum at age 72. Previously, account holders were required to take the minimum distribution at age 70.5. The new rules, arising from President Trump’s Secure Act, update the old rules, which were based on life expectancies in the early 1960s. […]

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Tips For Managing Contractors

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As much as we love our home renovations, there’s no denying that the process can nevertheless be a stressful one. Some of that is due to the myriad of details, ranging from large choices like siding color and style to the smallest, like door stops or light covers. And a good chunk of the stress […]

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Do You Actually Need To Pay Someone To Do Your Taxes?

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Those forms look daunting. And those crazy tax words seem intimidating. But, the fact is, 100 million workers probably don’t really need a tax person to do their returns, according to the IRS. They can do their taxes with the easiest forms (such as the 1040EZ — available online) or just hop to the IRS […]

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A Jump In Building Starts Predicts More Choices For Buyers

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After an unexpected late-year jump in single family housing starts in 2019, the Fannie Mae Economic and Strategic Research (ESR) Group has predicted higher single family housing starts and sales for 2020 than previously announced. Housing starts represent the number of new homes begun during a period of time. The U.S. Census Bureau estimates the […]

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Cost of Retirement: More Expensive Than You Might Think

Posted by Richard on January 8, 2020

The cost of retirement can vary dramatically depending on where you live and what choices you make before you retire. Ideally, you want to have enough social security and investments to maintain your current lifestyle. While investment advisors routinely say $1 million in investments will ensure a happy retirement, this is not necessarily true. In […]

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Should You Sell Or Buy A Home In 2020?

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According to Forbes, today’s mortgage rates — at about 3.75 percent — will stay low in 2020. At the same time, market watchers expect home prices to continue to escalate due to low inventory and high demand. Without more listings on the market, competition will increase early in the year. Entry-level home prices will rise […]

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Computer Vision (CV) In Our Daily Lives

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Computer Vision, or CV, will become bigger and bigger in the tech world and our everyday lives heading into 2020. CV involves computers’ ability to recognize and interpret images, items — and perhaps most famously, faces. It can be as innocuous as the way our phones are able to focus on a face to much […]

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Prevent Hacks Into Home Security Systems

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The latest home security gadgets are a far cry from the early days of simple motion detectors. Whether it’s the Ring video doorbell, which alerts you to someone at your front door (and allows you to talk to them), or other systems that use facial or voice recognition, we’ve got cameras and eyes everywhere. The […]

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