Clearing Out The House? Delete Your Email And Text Messages

Posted by Richard on April 12, 2022

As you downsize and sort through those old mementos, you’ll consider what items will mean something to the kids or grandkids and which means something only to you. But these days it isn’t just boxes, it’s also the electronic messages on your computer. Some of those will have to go. Some of them will be […]

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Dirty Finances: Crypto Money Laundering On The Rise

Posted by Richard on

By now, you’ve likely heard of bitcoin and other so-called cryptocurrencies. These assets have become hot investment vehicles in recent years, especially amid worries of economic upheaval, inflation and more. Unfortunately, bitcoin and other currencies are frequently used for criminal activities, and right now, they offer one of the more popular ways to launder money. […]

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Financial Considerations And Electric Cars

Posted by Richard on March 8, 2022

Gas prices have steadily increased in recent months, putting a pinch on consumers. Given how expensive gasoline is, some are turning to electric automobiles — not just cars, but also trucks, delivery vans and other vehicles. That said, before buying an electric car, there are important financial considerations. First, if you want to use an […]

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How To Save Without Crimping Your Style

Posted by Richard on

Saving money doesn’t necessarily mean sacrificing your quality of life. Indeed, with the right approach, you can still live on your own terms while also saving cash. For example, utility bills may take a huge bite out of your budget. Fortunately, smart thermostats and heating systems allow you to turn off the heat or air […]

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Escalation Clause: This Is My Offer, But It’s Really Higher

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If you want to buy a house in a very competitive market, an escalation clause might be something to consider. An escalation clause automatically raises your offer on a house if there will definitely be competing offers. In a competitive market, an escalation clause could raise the bidders offer in increments, say $2,000, every time […]

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Over $100 Billion In Pandemic Relief Funds Stolen

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Offer a dollar and some will steal a million. The Secret Service estimates that roughly $100 billion in COVID-19 pandemic relief funds were stolen by unscrupulous individuals and organized crime rings. The Secret Service alone has over 900 investigations in progress, examining fraud and other potentially criminal activities. Through the Coronavirus Aid, Relief and Economic […]

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Should You Offer earnest Money In A Competitive Market?

Posted by Richard on February 8, 2022

Mortgage rates are low and financing is readily available, but the number of houses for sale is also low. How do you stand out in the market and buy the house you want? One way is with earnest money. This isn’t a requirement, but it can give you an advantage. Earnest money is a good […]

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Software As A Service: What Entrepreneurs Should Know

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Many businesses rely on software solutions. You can use software to build a great website, manage finances or do whatever else. So many choices and so many solutions. One of the first major choices you may need to make is whether to buy Software-as-a-Service (SaaS) or traditional software. Back in the early days of personal […]

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USB-C May Become The One Cord To Rule Them All

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Future generations may never fully understand the struggles of those who came before them. Can anyone used to driving a car imagine how difficult it would be to keep a horse fed, cleaned, and ready to work? Future generations may never experience the horror of losing a charging cable. That’s because unified charging systems, like […]

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Student Loan Payments Paused Again

Posted by Richard on

Americans worried about repaying their student loans have gotten another reprieve with President Joe Biden extending a pause on repayment and interest accumulation until May 1, 2022. The government paused student loan repayment shortly after the onset of the COVID-19 pandemic, when millions suddenly found themselves without jobs. Since then, the government has extended the […]

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