Surviving Market Turbulence

Posted by Cap-Strat on September 27, 2012

All too often, investors react to a sharp drop in prices by panic selling or digging in their heels despite deteriorating fundamentals. But more thoughtful investors see a correction or downturn as an opportunity to review the risks in their portfolios and make adjustments where necessary. Most stock market investors are looking for the same result: […]

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Should You Switch to a Shorter-Term Mortgage?

Posted by Cap-Strat on September 20, 2012

A growing number of homeowners are switching to shorter-term mortgages. Rates on 15-year mortgages are at all-time lows, and the differential between 15-year rates and 30-year rates is greater than ever. It wasn’t that long ago that a 15-year mortgage was considered a fringe product, suitable for a relatively small number of buyers and homeowners looking […]

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Most Americans Unprepared for Disability

Posted by Cap-Strat on September 13, 2012

The majority of Americans lack basic knowledge about the likelihood of a disability and are unprepared to cope with this type of life-altering event. Women across all age groups are at higher risk than men of  becoming disabled at some point during their working lives. For millions of Americans, purchasing adequate disability income insurance is a […]

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Getting Smarter About Your Credit Scores

Posted by Cap-Strat on September 6, 2012

Over the past year, consumers’ knowledge about credit scores and what they can mean to their overall  financial outlook has improved significantly, but there is still much room for improvement. Americans have become more informed about certain aspects of their credit scores during the past year,  but most still don’t know enough about the risks […]

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