Posted by Richard on July 18, 2019
There aren’t many things you can do with your 401(k) when you change jobs, but some choices are better than others. – Worst choice: Cash out. If you went to all the trouble of saving money in a retirement plan, the worst thing you can do before age 65 is cash it out. Any distribution […]
Read More →Posted by Richard on July 17, 2019
Click a link. Download a file. And that’s where the trouble begins. Phishing attacks by email or social media attempt to lure you into revealing a password, or download malicious software. And these attacks are getting ever-more sophisticated. “Scammers have diversified far beyond poorly spelled, purely text-based phishing email these days, Harley says, building entire […]
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You might want to check with Social Security. Seniors who want to get married have more to consider than just love and family. There is also a serious Social Security consideration. If you want to re-marry: You have to be single to collect benefits on your ex-spouse’s record. If you marry, you will lose the […]
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With mortgages still at historically low rates, many people consider refinancing to save money. But is it a good idea? Maybe, maybe not. Refinancing involves a number of moving parts and some understanding of amortization, so make sure to do your homework. Lenders vary on how long you have to wait to refinance, but you […]
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