How To Make Your Home Purchase Go Smoothly

Posted by Richard on November 2, 2023

Real estate deals falling through can be a frustrating experience for home buyers. In fact, statistics show that approximately 10 percent of real estate deals do not reach closing. However, there are steps that buyers can take to prevent this from happening. One common reason for deals falling through is issues with the appraisal. An […]

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Many Ways To Be Scammed

Posted by Richard on

Imposter scams and online shopping top the Federal Trade Commission’s 2022 list of financial frauds. A new August 2023 survey from GoBanking questioned more than 1,100 Americans aged 18 and older to find that huge numbers of people have been victims of financial frauds. The top frauds: * Phone scams, like robocalls and texts: 43% […]

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The Basic Parts of Medicare

Posted by Richard on

What are the basic parts of Medicare and how does it works? It can be confusing! Here are the basic parts of Medicare and what they do: Medicare Part A, hospital insurance. Often called Original Medicare, Part A covers care in hospitals and skilled nursing facilities, including hospice and home health care. The Part A […]

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Spending: When It’s Time To Dip Into That Retirement Account

Posted by Richard on

Let’s take this fancy vacation. It’s time. We can’t spend that much money! Why not? We have enough. It’s time. A variation on that conversation happens with every retired couple. It’s part of the surprisingly difficult transition from saver to spender. After all, you spent decades building up the nest egg and paying off the […]

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