Money Saving Tips During Holiday Shopping

Posted by Richard on December 4, 2019

Avoid impulsive shopping during the holidays by making your plan and sticking to it. One method to avoid the madness, according to Real Simple, is to work out a complete gift plan, then set aside one day for shopping. Before the big day, shop sales for specific items and download any necessary retailer coupons and […]

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Can I Just Put My Name On A Home Loan And Take It Over?

Posted by Richard on

I would like to take over payments on my brother’s house. The interest rate is a little bit lower than I can get now. Plus, it would help him out. Can I just put my name on the loan? The short answer is no: No mortgage allows you to just put a new name on […]

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Retire On A Cruise Ship? Some People Do, But It’s Not For Everyone

Posted by Richard on

Here’s an idea that started in 2005 as an internet meme protesting the high cost of assisted living facilities: Retire at a hotel (or on a cruise ship) instead! At least two retirees have actually done it. In 2001, at age 86, Bea Muller, resided on Cunard’s Queen Elizabeth. Cunard also had a 14-year guest […]

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Little Shoppers Learn Realities Of Money

Posted by Richard on

Christmas shopping is here and your kids will want to be part of it. It’s a good time for a little value teaching. Help your child make out a list of of people and consider what gifts are within a budget you have set. For younger kids, try shopping in real stores with real cash. […]

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