Planning To Buy A Car?

Posted by Richard on May 23, 2024

It is so easy to buy a car that it is hard to remember what an expensive move it is. According to Kelley Blue Book, the standard down payment on a car is 20 percent. Everyone knows that you aren’t actually required to put down that much, but what most don’t consider is that the […]

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Thinking About A House? Do This First

Posted by Richard on

Spring has arrived and the real estate market is about to take off. If you are considering your first home, you probably know you need a lender and money for a down payment, but you might not have ever considered your creditworthiness. Young people especially may not know their credit score, but when they want […]

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Investment Fraud Targets People Over 50

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Why are people over age 50 often the targets of fraud? Christopher Cox, chairman of the Securities and Exchange Commission, gives this answer, “That’s where the money is!” America’s 79 million baby boomers have about $8.5 trillion in assets. The scams and pitches are constantly evolving. Today, they have a frightening level of sophistication. Some […]

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Crypto Hackers Made Off With $1.7 Billion

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$1.7 billion dollars. That’s how much crypto hackers made off with by targeting cryptocurrency platforms in 2023, according to a recent industry report by Chainalysis. To put that in perspective, that’s more than the nominal GDP of the Caribbean nation of Grenada. The good news is that the number actually represents a decline of more […]

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How To Get The Biggest Bang For Your Buck In Remodeling

Posted by Richard on December 13, 2023

When it comes to remodeling, there are plenty of suggestions about where you should put your money and how much you can expect to get back on it. Some say kitchens, some say bathrooms, others say family rooms. The person who knows best what your house needs is you, maybe with the advice of a […]

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How To Spot (And Avoid) A Medicare Scam

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Seniors who are considering changes to their original Medicare enrollment, Medicare Advantage plans, or Part D prescription drug plans should take note: Medicare scammers are as determined as ever to steal money and personal information. Watch out for these common scams: * Fraudulent marketing. According to the Federal Trade Commission, there are limits on how […]

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Out With Business, In With Housing

Posted by Richard on

Remote work has upended the commercial real estate market and many companies are downsizing their offices to better match a workforce that largely prefers to work from home. Amid slumping demand, property managers are looking to convert some or all of their office space into residences. In order to monitor and direct real estate development, […]

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Investment Properties-Are Rentals The Answer?

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You are wise to consider all investments carefully. Though economists quoted in Money say rental properties today constitute “the “opportunity of a generation,” it’s a long-term investment. They also say buying real estate and holding it creates wealth and that most millionaires achieved that standing through real estate. Here are a few factors to consider […]

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How To Make Your Home Purchase Go Smoothly

Posted by Richard on November 2, 2023

Real estate deals falling through can be a frustrating experience for home buyers. In fact, statistics show that approximately 10 percent of real estate deals do not reach closing. However, there are steps that buyers can take to prevent this from happening. One common reason for deals falling through is issues with the appraisal. An […]

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Many Ways To Be Scammed

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Imposter scams and online shopping top the Federal Trade Commission’s 2022 list of financial frauds. A new August 2023 survey from GoBanking questioned more than 1,100 Americans aged 18 and older to find that huge numbers of people have been victims of financial frauds. The top frauds: * Phone scams, like robocalls and texts: 43% […]

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