Use Your Checking Account Wisely? Your Credit Score Could Now Go Up

Posted by Richard on December 5, 2018

This year, people who wisely manage their checking accounts could see an increase in their credit scores. The new UltraFICO credit score will let some consumers offer their banking activity as proof that they are credit worthy. A credit score has never been based on income. A person who makes $20,000 per year — and […]

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Tax Moves To Make Before Year-End

Posted by Richard on

As April’s tax deadline looms, there are some things you can do before Dec. 31 to cut your tax bill. First, use any extra money to make a final contribution to an IRA or 401k. This makes a tidy deduction in taxable income. In 2018, those limits are $5,500 and $18,500, respectively. Don’t forget that […]

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Why DIY Doesn’t Always Save You Money

Posted by Richard on

It’s tempting to watch those home remodeling shows and think it’s easy to complete a major project in a weekend. Whether it’s a new shower or a kitchen makeover, everything looks so doable on TV. It seems like a Do-It-Yourself project would save money, too. After all, everyone knows the materials are inexpensive but it’s […]

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Consider How Much Luxury Features Really Mean To You

Posted by Richard on

What you want in your new home is everything and maybe all the luxury touches you can get. But what features are actually deal breakers? Lux touches look great and feel great, but some home experts wonder if those features should really make or break your choice in homes. Consider whirlpool tubs. Stylish and beautiful, […]

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