Debt and Retirement Equals a Serious Problem

Posted by Richard on April 10, 2018

Debt is more acceptable these days, but it is becoming a drag on retirement, especially when the unexpected happens. According to new research by Employee Benefit Research, more households headed by someone 75 or older are in debt. The number for whom debt is excessive — more than 40 percent of income — has increased […]

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Finding and Eliminating Money Sinks

Posted by Richard on

Budgets often fail because of costs that aren’t accounted for, called money sinks, that derail the budgeting process, according to The Simple Dollar. Creating a line item in the budget for something like rent or utility bills is straightforward as the amounts are stable from month to month, but it is much more challenging to […]

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Searching for the Best Car Loan Rate

Posted by Richard on

Average interest rates on new car loans rose to 5.2 percent in February, and many consumers are not taking advantage of several ways to lower their rates and save money in the long run, according to USA Today. While the market rate had fallen to as low as 3.9 percent at the end of 2012, […]

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Tips For Buyers and Sellers In A Competitive Market

Posted by Richard on

Lots of buyers, but not enough homes are on the market! That’s the common refrain in today’s real estate market, and while it is not true in all areas, it is true that the month of April welcomes an increase in home buying and selling. Interest rates are up to just over 4 percent, a reasonable […]

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