The Estate Planning Benefits of Life Insurance

Posted by Richard on March 12, 2013

  Life insurance is typically a critical element of a family’s estate plan — it may enhance the amount of wealth you can bequeath to your heirs and provide a ready source of cash for post-death financial obligations. If the value of your estate exceeds the federal estate tax threshold (for 2013, this amount is […]

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Preferred Stock: A Hybrid Investment

Posted by Richard on

    With interest rates on government bonds and highly rated corporate bonds barely keeping up with inflation, investors are searching far and wide for better returns. One alternative is preferred stock.   Preferred stock is often called a stock-bond hybrid. While technically an equity investment, shares of preferred stock pay a dividend, usually on […]

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Seeking Income? Consider Dividend-Paying Stocks

Posted by Richard on

  As continued uncertainty at home and abroad roils the financial markets, income-minded investors seeking protection from the bumpy road ahead may find that dividend-paying stocks offer an attractive mix of features and warrant a place in their equity portfolios.   The appeal is simple: Dividend-paying stocks can provide investors with tangible returns on a […]

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Why You Need A Health Care Proxy

Posted by Richard on

  You may someday face a sudden health crisis due to an accident or serious illness that leaves you unable to make your own medical decisions. Fortunately, there is a means to address this potential future concern — it’s called a health care proxy.   A health care proxy allows you to legally designate someone […]

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