The difference Between An Emergency and A Surprise

Posted by Richard on January 15, 2019

Let’s talk emergency funds. Most money management experts say one of the first things you have to do is build an emergency fund. Usually the number they come up with is astronomical. You might think if you really tried to save that much, everything else in your budget would be an emergency. But, of course, […]

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Assessed Value Versus Appraised Value

Posted by Richard on

One of the trickiest distinctions for homeowners and would-be buyers alike is the difference between a property’s assessed value and its appraised value. It likely doesn’t help that the two words are so similar, but don’t be fooled — they are two very different values. One (assessment) is the amount that’s used by a municipality […]

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Social Media Has Changed Buyers and Salespeople

Posted by Richard on

The world’s leading research and advisory company, Gartner, Inc., declared in 2011 that by 2020 customers will manage 85 percent of their buying without interacting with a human. That leaves us one year. Is it happening? According to the sales experts at Accent Technologies, it hasn’t happened quite yet, but it’s on the way, especially […]

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Password Managers Ease Confusion, Beef Up Security

Posted by Richard on

A scary-sounding headline in the Washington Post declared: Your password has probably been stolen. Here’s what to do about it. As much as we become numb to the latest data breaches, the reality is that it has quite likely affected every one of us in some way. One effective way to combat that threat is […]

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