401(k) Loans Common During Crisis

Posted by Richard on July 7, 2020

In March through June, many workers found some help from virus job losses and layoffs in a combination of savings, unemployment, and credit. As July comes screaming in, what are the next steps if employment doesn’t return and government programs are not renewed? Financial experts have urged people not to look to their 401(k) retirement […]

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Negotiating Tips For Buyers And Sellers

Posted by Richard on

Whether you’re a buyer or a seller, you can find something good about the current real estate market. Interest rates are low, making for more appealing mortgages (and an abundance of available loans). And inventory is a little tight, making for less competition. So, if you’re a buyer, you can find a ready loan at […]

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People Will Change Their Lives Because of COVID. Maybe

Posted by Richard on

After a couple months of quarantine, commentators across the world are speculating about what will happen to relationships and the world. Will the divorce rate go up? The Boston Globe notes that some cities in China had a spike in divorce applications following the COVID outbreak. Perhaps familiarity breeds contempt. Will more people get married? […]

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The Key To Fraud-Printed Right On Your Checks

Posted by Richard on

In a business checking account, a small charge of $10 to $20 might not generate too much concern or suspicion. But, beware, small amounts coming out of your checking account can be fraud and all the criminal needs to know is printed right on your check. Automated Clearing House (ACH) fraud is a common way […]

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