Posted by Richard on July 11, 2018
Students heading back to grades K-12 this year will likely have a huge list of supplies that they will need to purchase, and in 2017 the spending on these items was estimated to top $27.3 billion, or $630.36 per child, according to The National Retail Federation. This is an increase of almost 10 percent over […]
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The rate on a mortgage loan is often the most significant factor in how much an owner will ultimately pay for their home. Monetary policy, market inflation, and the overall economy all play a part in determining when it rises and falls, according to Nerd Wallet. Currently, the United States is experiencing remarkably low rates […]
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Potential entrepreneurs that feel trapped by their day job can still find a wealth of opportunity to start their own business by starting it up on the side, according to Inc. Magazine. Despite the lack of time that a full-time job can create, having one means that there will be a steady income while a […]
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You take good care of your home and when you are ready to sell, why have it inspected? After all, the buyer will have an inspection before the deal. Should you save the $350 to $500 it costs to have an inspection and hope for the best? Maybe not. It might well pay for a […]
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Posted by Richard on June 7, 2018
It’s undeniably a great time to sell a house. Buyers are out and they want more choices in homes for sale. Sale prices are generally high. The economy is good and people have money in their pockets. But are you ready to part with your home? 1. Equity is the key question. You need to […]
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Parents are increasingly turning to expensive Parent PLUS loans to bridge the gap between the cost of their children attending college and the amount of money they qualify for on their own through financial aid and loans, according to U.S. News. These loans, which have doubled in number compared with two decades ago, are structured […]
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Elder orphans — aging people with no spouse or children — are a rising population in the world. Currently 19 percent of women ages 40 to 45 have no children. About 15 million people in the U.S. live alone, including 27 percent of the 65-plus population, according to USNews. What happens to elders who can […]
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Acts of generosity towards friends and family can be draining on the wallet, but there are a few strategies to help mitigate those costs, according to U.S. News. For these ideas to work, however, it is essential that you already have a reasonable budget in place that allows you to know exactly how much money […]
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Posted by Richard on May 8, 2018
The parades, which once reigned across America on Memorial Day, are slowly slipping away, except in those small towns that still remember and honor those who fought and died in war. But salutes to the honored dead of the present and past still exist. Since the late 1950s, on the Thursday before Memorial Day, 1,200 […]
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Homeowners can use renovations to improve their quality of living, but not all improvements will provide the same return on investment at sale, according to USA Today. Often, the best returns will come from bringing a substandard home in line with other homes in the area rather than making further improvements to ones that are […]
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