Posted by Richard on February 7, 2023
Last year was huge for artificial intelligence as software giants like Microsoft and Adobe pushed generative AI tools to market and new cash-flush AI startups flooded the scene. Within just a few months, anyone with an internet connection could use AI tools like Midjourney or Dall-E to create images from verbal prompts. These tools use […]
Read More →Posted by Richard on January 12, 2023
The internet provides endless conveniences. Unfortunately, however, it also offers fraudsters a plethora of ways to scam businesses and people. The web may have shrunk the world, but that may make it easier to bump into bad-faith actors. Account takeovers are one of the biggest threats, but there are steps you can take to protect […]
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It’s a new year and for many Americans, it’s smart to consider expanding or modifying insurance plans to better suit your needs. One thing folks should consider is long-term care (LTC). These plans typically help cover the costs for services like in-home care, stays at nursing homes and assisted living facilities, and adult daycare programs. […]
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Were you better off last year than this year? If the answer is No, or you don’t know the answer, you’ve got some work to do. A study by Princeton Research Associates shows that, for all income levels below $100,000, people who have a written financial plan report twice as much savings and investments as […]
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The new year will almost certainly bring home buyers more homes to choose from and better prices, experts say. According to MarketWatch, a fresh group of new construction homes will come on the market in 2023 as builders complete projects, some of which were stalled due to supply problems. Meanwhile, buyers might see prices dip […]
Read More →Posted by Richard on December 15, 2022
Maybe the Grinch isn’t real, but as inflation continues unabated, it could feel like your Christmas has been stolen. Happily, there are still ways to save some money. First, it’s smart to put your holiday gift list together earlier rather than later. This way, you’ll have more time to watch for great deals and you […]
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There are lots of ways to get scammed out of money these days, but it is happening frequently with payment apps. Pew Research found that 13 percent of payment app users realized they had sent money to scammers and 11 percent reported that their account had been hacked. Many more have likely been scammed without […]
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If you are ready, yes, you should buy. Interest rates are higher than they have been in a few years. However, when it comes to interest rates, you have to live in the present. No one can know what will happen in a year. If you buy now, and interest rates rise in the next […]
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In honor of the shivering fingers and toes of winter, it’s a good time to freeze something else: Your credit. Freezing your credit these days can be relatively easy online and it can protect you from fraudsters looking to steal your identity and open credit cards in your name. If a criminal can get a […]
Read More →Posted by Richard on November 8, 2022
Yes. If you want to stay in your home and you need cash to pay ordinary living expenses, a Home Equity Conversion Mortgage (HECM) could be a good option. The average retired person has a lot of money invested in their home. In fact, home equity represents about 66 percent of the average retired American’s […]
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