Posted by Richard on May 8, 2018
The majority of people — about 63 percent — will spend nothing on long-term care, according to data by the Department of Health and Human Services. Still, for the remainder, long-term care can be an expense that eats up savings. HHS estimates that 48 percent of people who need long-term care will need it for […]
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Selling a house has hidden costs, but planning ahead can eliminate last minute worries. According to a new study by real estate research firm Zillow and Thumbtack, an online site matching local professionals to customers, the average cost of covering basic projects – painting, staging your home, carpet cleaning, lawn care and gardening, and local […]
Read More →Posted by Richard on April 10, 2018
Debt is more acceptable these days, but it is becoming a drag on retirement, especially when the unexpected happens. According to new research by Employee Benefit Research, more households headed by someone 75 or older are in debt. The number for whom debt is excessive — more than 40 percent of income — has increased […]
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Budgets often fail because of costs that aren’t accounted for, called money sinks, that derail the budgeting process, according to The Simple Dollar. Creating a line item in the budget for something like rent or utility bills is straightforward as the amounts are stable from month to month, but it is much more challenging to […]
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Average interest rates on new car loans rose to 5.2 percent in February, and many consumers are not taking advantage of several ways to lower their rates and save money in the long run, according to USA Today. While the market rate had fallen to as low as 3.9 percent at the end of 2012, […]
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Lots of buyers, but not enough homes are on the market! That’s the common refrain in today’s real estate market, and while it is not true in all areas, it is true that the month of April welcomes an increase in home buying and selling. Interest rates are up to just over 4 percent, a reasonable […]
Read More →Posted by Richard on March 8, 2018
Know all the details of the offer if you plan to use a splashy credit card balance transfer offer. Here are three points to look at: Deferred interest: With this plan, if you haven’t paid off the balance by the time the introductory offer expires, you’ll be charged retroactive interest for the entire amount. New […]
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New business owners need to work on building their business credit score, which is similar to a personal score. According to popular money-centric blog Nerd Wallet, a business credit score is measured by a range of numbers that indicate how creditworthy a business is and the higher the number, the better. The ratings are generated […]
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The practice of doctors making house calls to treat their patients, once the norm decades ago, has witnessed an uptrend in recent years, according to U.S. News. They highlight an aging mother that felt she suffered more during her experience traveling to a doctor for routine care than she benefited from the treatment itself due […]
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The 2018 tax reform stands to make a significant impact on all Americans and provides relief to many middle-class families, according to The Motley Fool. Helpful changes to the tax bracket structure, standard deduction amount, and parent-friendly credits will all likely add money to the bottom line while simplifying tax filing at the same time. […]
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