The Benefits of a Living Trust

Posted by cskadmin on November 28, 2012

When considering your estate planning needs, it can be beneficial to have the tools necessary to distribute your assets in the way you want. While a will is necessary for most people, there are also advantages to a living trust. When considering your estate planning needs, it can be beneficial to have the tools necessary to distribute your […]

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Knowing When It’s Time to Sell an Investment

Posted by cskadmin on November 21, 2012

Few investors, however, have a tried-and-true process for selling an investment. Yet knowing when to sell can be every bit as important as knowing what to buy.Most investors have a process for purchasing an investment. It usually involves performing research,comparing similar investments or investment types, and considering a number of more personal factors,including time horizon, risk […]

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How to Contain Costs for Your College-Ready Child

Posted by cskadmin on November 14, 2012

College graduates in 2011 walked away with a diploma and an average of nearly $27,000 in student loans. What can you do to help your child avoid debt? College graduates in 2011 walked away with a diploma and an average of nearly $27,000 in student loans, according to a recent report.1 The report also estimated that two-thirds […]

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Five Common Retirement Planning Mistakes

Posted by cskadmin on November 8, 2012

Few American workers say they are “very confident” they will have enough money to live comfortably throughout retirement. To help reduce such uncertainty from your life, consider these five common investment pitfalls — and how to avoid them. Only 14% of American workers say they are “very confident” they will have enough money to live comfortably […]

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Preventing Identity Theft

Posted by cskadmin on October 31, 2012

Millions of Americans fall victim to identity theft each year. What can you do to help reduce your chances of having your identity stolen? Millions of Americans fall victim to identity theft each year — and their financial losses are in the billions. In 2010 (the latest data available), an estimated 8.6 million Americans experienced identity theft, […]

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Ten Investment Mistakes to Avoid

Posted by cskadmin on October 24, 2012

There are many ways to lose money. Here’s a look at 10 proven ways to manage your stock portfolio into the ground in no time. Who needs a pyramid scheme or a crooked money manager when you can lose money in the stockmarket all by yourself. If you want to help curb your loss potential, avoid […]

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The Many Benefits of Rollover IRAs

Posted by cskadmin on October 17, 2012

A rollover IRA can provide investors with the broadest range of investment choices and the greatest flexibility for distribution planning. Have you switched jobs recently and are wondering what to do with the retirement plan assets at your previous employer? You could roll them over into your new employer’s plan, but a rollover IRA may be a better […]

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Living Alone? Financial Tips to Keep You on Track

Posted by cskadmin on October 10, 2012

Single individuals face unique challenges when it comes to financial planning. It is important to consider retirement planning, parenthood, insurance, health care planning, and housing issues when managing your finances at all stages of life. Living the single life no longer is an anomaly: According to the U.S. Census Bureau, 45% of households nationwide are maintained […]

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Surviving Market Turbulence

Posted by cskadmin on September 27, 2012

All too often, investors react to a sharp drop in prices by panic selling or digging in their heels despite deteriorating fundamentals. But more thoughtful investors see a correction or downturn as an opportunity to review the risks in their portfolios and make adjustments where necessary. Most stock market investors are looking for the same result: […]

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Should You Switch to a Shorter-Term Mortgage?

Posted by cskadmin on September 20, 2012

A growing number of homeowners are switching to shorter-term mortgages. Rates on 15-year mortgages are at all-time lows, and the differential between 15-year rates and 30-year rates is greater than ever. It wasn’t that long ago that a 15-year mortgage was considered a fringe product, suitable for a relatively small number of buyers and homeowners looking […]

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