From Coffee to Tractors: The Thrills and Fears of Technology

Posted by Richard on August 9, 2018

Consider the advent of digital music and those who hated it. Fans didn’t hate it: they were trading tracks for free on the internet. It was CD makers, album artists, music stores — and, most of all, the record labels, which attempted to copyright, block, sue or otherwise stop digital music. Their efforts were futile. […]

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Time for the Appraiser? Make Your Home Shine

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If you are selling or refinancing, the lender will have your home appraised. It’s different from a home inspection. A home inspector is primarily preoccupied with the internal workings of a home, and looks for current problems or things that could become a problem. An appraiser is trying to determine the value of your home, […]

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Options for Getting Rid of Student Loans

Posted by Richard on

Income-based student loan repayment programs can help graduates with low-income and high loan balances. Young people entering college are the least experienced with money but the most likely to get a student loan. They can quickly find themselves over their heads in debt. The problem of student loan debt has become a $1.52 trillion burden […]

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Some Sweet News For Improving Memory

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Good news older adults! If you are doing a complicated task and want to do your best, put a spoonful of sugar in your coffee. Or eat something with sugar. It has been long understood that the brain relies on glucose for performance, according to the U.S. National Institutes of Health. This new study from […]

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How To Save Money On Back-To-School Shopping

Posted by Richard on July 11, 2018

Students heading back to grades K-12 this year will likely have a huge list of supplies that they will need to purchase, and in 2017 the spending on these items was estimated to top $27.3 billion, or $630.36 per child, according to The National Retail Federation. This is an increase of almost 10 percent over […]

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How And Why Mortgage Interest Rates Rise Or Fall

Posted by Richard on

The rate on a mortgage loan is often the most significant factor in how much an owner will ultimately pay for their home. Monetary policy, market inflation, and the overall economy all play a part in determining when it rises and falls, according to Nerd Wallet. Currently, the United States is experiencing remarkably low rates […]

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Starting A Side Business While Working Full Time

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Potential entrepreneurs that feel trapped by their day job can still find a wealth of opportunity to start their own business by starting it up on the side, according to Inc. Magazine. Despite the lack of time that a full-time job can create, having one means that there will be a steady income while a […]

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4 Signs You Are Ready To Sell

Posted by Richard on June 7, 2018

It’s undeniably a great time to sell a house. Buyers are out and they want more choices in homes for sale. Sale prices are generally high. The economy is good and people have money in their pockets. But are you ready to part with your home? 1. Equity is the key question. You need to […]

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Parent PLUS Loans Can Be A Dangerous Way To Pay For College

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Parents are increasingly turning to expensive Parent PLUS loans to bridge the gap between the cost of their children attending college and the amount of money they qualify for on their own through financial aid and loans, according to U.S. News. These loans, which have doubled in number compared with two decades ago, are structured […]

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