Deflating Spending Amid High Inflation

Posted by Richard on July 14, 2022

Prices keep going up, up, up. Between the time it took us to write this article and you got a chance to read it, prices may have climbed another few percent. Such are the times, but we have some tips for saving money and trimming spending. Ultimately, if you want to save money, especially amid […]

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Credit Reporting Changes In July

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Anyone who has struggled to pay off medical bills will get a boost this July as medical credit reporting changes. Among the changes announced by all three major credit reporting agencies (Equifax, Experian, Transunion): * Old medical bills that have been paid will no longer appear on credit reports. Medical debt is currently reported for […]

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How To Deal With Customer Service

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The current tech support landscape functions on the principle of no gain without pain. Customers face a flurry of phone choices before they get help. If you do get a human, here is how to have the best interaction with tech support: 1. Before you call: Restart your computer. After restart, make sure you have […]

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Sellers Still Getting Big Prices, But Demand Dips

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Nationwide, the red-hot real estate market is losing a bit of its blush as the pressure of inflation and higher interest rates mean fewer buyers are looking for homes. It’s not bad news, since homes are still selling briskly throughout the country at higher prices. Most homes remained on the market for less than a […]

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Here’s Why Diversification Is Important In Investing

Posted by Richard on June 9, 2022

Diversify. Diversify. Diversify. Study investing and “diversification” ranks among the most common terms tossed around. Indeed, the first bit of advice many professional investors offer newbies is to diversify their investment portfolio. So what makes diversification such an important concept? Let’s dig in. First, diversification means spreading your investments across different assets. This can mean […]

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What If The Perfect Home Is Pending?

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It happens a lot — you see a great home, but there is a big ‘Pending’ sign on it, or maybe the home is labeled ‘Contingent.’ Are you out of luck? Probably. But there is some hope, especially on a contingent property. A pending transaction means that the home sale is far along. The home […]

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Could So Many Streaming Services Fuel Piracy?

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Back in 2007, Netflix started offering what was then a novel service: Videos streamed directly to your PC or television. Up until then, if you wanted to watch a movie at home, you usually had to get into the car and run down to Blockbuster for physical copy. The success of Netflix spurred lots of […]

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Walmart Cracks Down On Scam Gift Cards

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In recent weeks, Walmart has cracked down on gift card scams, working with the Department of Justice to return money to the folks ripped off. Even with these efforts, fraud remains rampant and gift cards in particular are a serious risk. Walmart took a proactive approach, notifying authorities of suspicious transactions and leveraging a “victim-assisted […]

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Memorial Day: We Remember Their Sacrifice

Posted by Richard on May 4, 2022

The tradition of honoring our country’s fallen defenders began as a springtime custom following the Civil War. Originally called Decoration Day, it was a time to remember those fallen heroes. To the list of those who died at Gettysburg and Bull Run, we have added names from San Juan Hill, Verdun, Corregidor, Inchon, Khe Sanh, […]

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How To Avoid Bankrupting Your Retirement

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If you want to enjoy retirement, avoid a few mistakes that can drain your wealth and render retirement impossible. First, keep contributing to your retirement account. People tend to think retirement is decades away and a bit of lax planning now isn’t a big deal. But even if you have to make smaller contributions to […]

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