Consider Disability Insurance for Unexpected Illness or Injury

Posted by Richard on September 8, 2020

Everyone knows a little about Social Security Disability, but not many working people realize it is very difficult to get. Only abut 30 percent of the applicants are approved and the system is cash strapped. Still, becoming even temporarily unable to work is a very real problem. According to the Social Security Administration, one in […]

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Suburban Families Look Into Moving As Crises Impact City Life and Work

Posted by Richard on

The kids love their schools. Mom’s family is nearby. Dad works in the city. So the suburbs, though expensive, work. But what happens when the schools are closed, friends have fled and Dad spends all his time working from home? That is a scenario that might open a trend to move away from high-tax states […]

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Under Or Over Insured?

Posted by Richard on

Life comes at you fast. In your youth at the peak of your health, in middle age, at the height of responsibility, what if an accident or illness took you off the family map? We all know it can happen and few think it will. As a matter of fact, about 40 percent of people […]

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Twitter Hack Highlights Underground Trade in Handles

Posted by Richard on

In mid-July, hackers rocked the internet by taking over accounts of high-profile Twitter figures and using the accounts for a bitcoin scam, among other things. Suddenly in the afternoon, accounts from Joe Biden, Amazon CEO Jeff Bezos, President Barak Obama, Tesla CEO Elon Musk, former New York Mayor Michael Bloomberg, and investment mogul Warren Buffet […]

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What About Buying Some Land and Building A House?

Posted by Richard on August 6, 2020

With the housing supply tight, some buyers are checking out land to build their dream home. It feels sensible, after all. You can find some blueprint for the perfect house, maybe get away from urban areas, and live peacefully on a pretty little plot of land you picked out yourself. What could go wrong? Like […]

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Security Issues Explode With Work-At-Home Computing

Posted by Richard on

The sudden flood of remote workers post-covid has slammed IT workers with security issues. Perhaps not surprisingly, nearly 57 percent of remote workers are using their private devices, such as laptops, computers, or phones, for work. The number of potentially insecure devices has hit IT hard, while giving cyber-criminals fresh targets. Information breaches cost an […]

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What To Look For In Renter’s Insurance

Posted by Richard on

Before you find yourself standing outside watching your belongings burn up with your apartment, consider buying renter’s insurance. It doesn’t cost that much. For about $16 a month, you can be reimbursed if your possessions are destroyed by a disaster. According to the Insurance Information Institute, renters are the majority in the U.S., but only […]

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2020 Has Been Bad – But Not The Worst

Posted by Richard on

Let’s hope that no one looks back at 2020 and thinks: Those were the good old days. That implies there are going to be worse days. Still, as bad as 2020 has been, there were countless really bad years in recorded history. There have been so many bad years, how do we really choose? If […]

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401(k) Loans Common During Crisis

Posted by Richard on July 7, 2020

In March through June, many workers found some help from virus job losses and layoffs in a combination of savings, unemployment, and credit. As July comes screaming in, what are the next steps if employment doesn’t return and government programs are not renewed? Financial experts have urged people not to look to their 401(k) retirement […]

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Negotiating Tips For Buyers And Sellers

Posted by Richard on

Whether you’re a buyer or a seller, you can find something good about the current real estate market. Interest rates are low, making for more appealing mortgages (and an abundance of available loans). And inventory is a little tight, making for less competition. So, if you’re a buyer, you can find a ready loan at […]

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