Relief Bill: How Should I Use The Money?

Posted by Richard on May 14, 2020

In late March, the U.S. Congress passed a $2 trillion economic rescue plan, dubbed the CARES Act, to provide relief to Americans impacted by the COVID-19 pandemic. The bill included cash payments to individuals, increased unemployment insurance benefits, changes to student loans and to retirement account rules, among others. The amount of the payments varied […]

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Buying And Selling In The Temporary Normal

Posted by Richard on

With all of this extended time spent home-bound recently, many of us have discovered a new truism: if you have to be quarantined, you might as well do it in your dream home. No matter what — the season, the economy, even a virus — people will continue to buy and sell houses. It’s only […]

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One Group That Loves People Forced To Work At Home: Hackers

Posted by Richard on

Someone at your workplace no doubt makes sure the networks are secure and safeguards are in place to block bad guys. And who does that at your house? Right. You or no one. During the current crisis, with employees working at home, many companies have issued employees guidance on how to establish home internet security. […]

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Emergency Fund: Did the COVID-19 Crisis Convince You?

Posted by Richard on May 13, 2020

One day in March millions of people found themselves out of work with no paycheck coming in. The COVID-19 crisis hit everyone at the same time and it convinced many to start an emergency savings fund. If you look up the subject, you see a daunting suggestion: Save 6 months of your expenses. Or a […]

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Care Giving Goes Easier With Legal Details Settled

Posted by Richard on April 6, 2020

Just when people begin to feel the changes of age, they become caregivers of people older than themselves, usually parents. It can be a time of much reward, and trial, sometimes in equal measure. While this can be a sudden responsibility due to injury or illness, most often, people have time to prepare themselves and […]

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Coronavirus And Investments

Posted by Richard on

So the stock market tanked in historic drops in February on news of the coronavirus Covid-19. It also recovered in an historic one-day recovery. Dizzy yet? Investment experts at Market Watch say ignore the headlines. The market will go up and down during the virus crisis, but no experts think it will stay down. Long-term […]

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Pointers To Avoid Trouble With A Reverse Mortgage

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A reverse mortgage can be a wise move for some, but it’s also a tricky one. With a reverse mortgage, you give the lender a mortgage on your home based on the equity, and the lender pays you a set amount every month for an agreed-upon period of time, or you can draw on the […]

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Millennial Buyers Want the Goods Delivered!

Posted by Richard on

Millennials are buying homes, and it’s probably fair to say, they would like that deal delivered. Those people born between 1980 and 1999, made up the largest share of home buyers last year (37 percent), according to data from the National Association of REALTORS. Of those, 86 percent of younger millennials and 52 percent of […]

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For Baby Boomers, It’s Time To Make A Profit, Save Headaches

Posted by Richard on March 5, 2020

Baby Boomers (aged 54 to 74) are holding on to their beloved homes, but selling and downsizing now could not only save a lot of headaches, it could also make a tidy profit. Interest rates are low with the national average rate hovering around 3.6% to 3.9%. Buyers are plentiful. In most areas, there are […]

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Generation Z: A Workforce Like No Other

Posted by Richard on

Generation Z (ages 18-22) is in the workforce. The hyper-visual, technological natives see little, if any, distinction between working at home or office, physically or digitally. Gen Z’ers are skeptical, in a good way, and with the worldwide web at their fingertips, they’ve always been free to explore their options and alternatives. A Northeastern University […]

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