What Do The Fed Rate Increases Mean For Mortgages?

Posted by Richard on September 8, 2022

Mortgage rates have been up and down following the rate increases by the Federal Reserve, beginning with the one in March this year. Federal Reserve rate increases are aimed at controlling inflation, and while they have affected mortgage rates, the Fed actions and mortgage rates haven’t shadowed each other. Mortgage rates had a soft response […]

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How To Store Your Emergency Funds

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Building up an emergency fund is one of the smartest steps you can take to ensure your financial and overall well-being. Emergency funds are liquid funds that you can tap into when the times get tough. Maybe you need to pay for an expensive automotive repair, or perhaps the fridge dies. If you suddenly have […]

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Credit 101: Debit Cards Don’t Build Your Credit Score

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You use debit cards and credit cards in the same way: A swipe or wave in a card reader or type in your number online. But the two are very different, and only credit cards help build your credit score and are listed on your credit report. Activity on a debit card isn’t reported to […]

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Making Sense Of The Oodles Of Payment Apps

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Payment apps. So, so many payment apps. You’ve got Venmo, Zelle, Cashapp, Apple Pay, Google Pay and more. Try to divvy up the bill with your friends at a restaurant and you may find yourself dealing with multiple payment apps. Ultimately, these apps offer a lot of conveniences, but some of the nuances can be […]

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Selecting The Right Configuration To Future-Proof Your Laptop

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Selecting the right computer can be a difficult task. Not only are there dozens of different models, but often, each model comes in several different variations. No matter what laptop you buy, you’re likely spending hundreds of dollars, so you’ll want a computer that will last for years to come. Wondering how to future-proof your […]

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Before Amazon, Sears Disrupted Retail

Posted by Richard on August 17, 2022

Back in May, Sears announced that it was closing roughly 100 stores, cutting the company’s footprint in half. Even those stores that survived the downsizing are likely living on borrowed time, and someday soon, Sears may fade into history. It’s hard to remember these days, but Sears revolutionized the retail industry and once ranked among […]

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Era Of Free Or Cheap Shipping May Be Over

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Could the days of free and low-cost shipping be coming to an end? For several years now, consumers have been able to rely on Amazon and its Prime program, which offers free and fast delivery, among other things. Other companies have also boasted free and low-cost delivery, but with rising fuel and labor costs, we […]

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Into The Metaverse: The Virtual Future

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If you follow tech news, you may have heard the term metaverse tossed around in recent months. In October 2021, the company that owns Facebook and Instagram rebranded itself as Meta. Meanwhile, other companies, big and small, have been pouring investments into the metaverse. Wondering what that means? Let’s dig in. The metaverse was first […]

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Apple Makes A Big Leap Into The Finance Industry

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Apple’s newly designed MacBook Air stole the show at the annual Apple Worldwide Developers Conference (AWDC) back in June, but the most important announcement may have been Apple’s intention to get directly involved in finance and lending with Apple Pay Later. The tech giant already runs a payment platform called Apple Pay, which allows users […]

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Deflating Spending Amid High Inflation

Posted by Richard on July 14, 2022

Prices keep going up, up, up. Between the time it took us to write this article and you got a chance to read it, prices may have climbed another few percent. Such are the times, but we have some tips for saving money and trimming spending. Ultimately, if you want to save money, especially amid […]

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