Deck The Halls?

Posted by Richard on November 6, 2019

Decorating won’t help appraisals but some things do. During the holidays, festive decorations can make your home look like a million bucks. But if you are planning to sell your home, decked halls probably won’t affect the appraisal much. There are some basic things you can do to make your appraisal accurate, if not higher. […]

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Plan Early For Inexpensive January Get-A-Ways

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The end of the year can leave many of us feeling drained, emotionally and financially. A vacation to recover from the holidays — is it even possible? Absolutely. Start planning now, and you may find that a January holiday is surprisingly affordable And to springboard your brainstorming, here are a smattering of ideas from Travel […]

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That Jingling You Hear May Not Be Bells

Posted by Richard on

For those caught up in the buying frenzy of the holidays, Christmas Eve could find them with a handful of change in their pockets and little else. Of course, every year you think you’ll avoid the rush by accumulating gifts throughout the year. That would be smart, but it doesn’t do much good in November […]

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You Need A Home Warranty

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I have a potential buyer for my house but the buyer wants some guarantees on the appliances. How can I give him peace of mind without exposing myself to all sorts of claims after the sale of the house? You need home warranty insurance. Considering what a home warranty plan costs, and the many things […]

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Joint Checking Accounts Right For Some, Not All

Posted by Richard on October 9, 2019

Joint checking accounts can be a prickly topic, but a bit of thought and planning can be enough to alleviate the misgivings (or convince you it’s not right for your situation). As a basic premise, joint accounts mean equal access to deposit, withdraw, and transfer money. There are legalities to be aware of regarding survivorship […]

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Tech Trends For 2020

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It has been a busy year in the tech world (isn’t it always?), from the latest gadgets to improved wireless speeds and expanded coverage. So what can we expect heading into 2020? Even more. Here are some trends to keep an eye on: * 5G. All of the major carriers are promising access to 5G […]

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Go Ahead! Sell Your Home During The Holidays

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Conventional wisdom tells us to list our homes for sale during the spring and that nobody is buying in the dead of winter — especially during the holidays. But that’s flat-out incorrect. While it’s true that there are fewer sales overall, that doesn’t mean your house can’t or won’t sell quickly, and at a good […]

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Simple Kitchen Hacks To Make Life Easier For Seniors

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One of the juggling acts for any caregiver is how to help make your loved one’s home easier to navigate while retaining the warmth and character of the space. Even when mobility is limited, the kitchen is probably still one of the most-used rooms in the house. Here are some inexpensive ideas to improve the […]

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Withdrawing Money In Retirement

Posted by Richard on September 12, 2019

If you’re someone who has been socking money away throughout your career, seeding a variety of retirement accounts, you’ll enter retirement with a lot of choice — and decisions. One of those decisions will be which investment to dip into first. According to investment experts, the traditional approach involves withdrawing from individual accounts in a […]

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How Did The Rate Cut Affect Mortgages?

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Technically, The Fed’s decision in July to lower interest rates by a quarter-point doesn’t directly affect mortgages. In reality, there are usually some things to keep in mind with any rate decrease or increase. The Federal Funds rate is a measure of short-term borrowing, or the rate that banks use to lend money to each […]

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