Cost of Retirement: More Expensive Than You Might Think

Posted by Richard on January 8, 2020

The cost of retirement can vary dramatically depending on where you live and what choices you make before you retire. Ideally, you want to have enough social security and investments to maintain your current lifestyle. While investment advisors routinely say $1 million in investments will ensure a happy retirement, this is not necessarily true. In […]

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Should You Sell Or Buy A Home In 2020?

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According to Forbes, today’s mortgage rates — at about 3.75 percent — will stay low in 2020. At the same time, market watchers expect home prices to continue to escalate due to low inventory and high demand. Without more listings on the market, competition will increase early in the year. Entry-level home prices will rise […]

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Computer Vision (CV) In Our Daily Lives

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Computer Vision, or CV, will become bigger and bigger in the tech world and our everyday lives heading into 2020. CV involves computers’ ability to recognize and interpret images, items — and perhaps most famously, faces. It can be as innocuous as the way our phones are able to focus on a face to much […]

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Prevent Hacks Into Home Security Systems

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The latest home security gadgets are a far cry from the early days of simple motion detectors. Whether it’s the Ring video doorbell, which alerts you to someone at your front door (and allows you to talk to them), or other systems that use facial or voice recognition, we’ve got cameras and eyes everywhere. The […]

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Money Saving Tips During Holiday Shopping

Posted by Richard on December 4, 2019

Avoid impulsive shopping during the holidays by making your plan and sticking to it. One method to avoid the madness, according to Real Simple, is to work out a complete gift plan, then set aside one day for shopping. Before the big day, shop sales for specific items and download any necessary retailer coupons and […]

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Can I Just Put My Name On A Home Loan And Take It Over?

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I would like to take over payments on my brother’s house. The interest rate is a little bit lower than I can get now. Plus, it would help him out. Can I just put my name on the loan? The short answer is no: No mortgage allows you to just put a new name on […]

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Retire On A Cruise Ship? Some People Do, But It’s Not For Everyone

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Here’s an idea that started in 2005 as an internet meme protesting the high cost of assisted living facilities: Retire at a hotel (or on a cruise ship) instead! At least two retirees have actually done it. In 2001, at age 86, Bea Muller, resided on Cunard’s Queen Elizabeth. Cunard also had a 14-year guest […]

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Little Shoppers Learn Realities Of Money

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Christmas shopping is here and your kids will want to be part of it. It’s a good time for a little value teaching. Help your child make out a list of of people and consider what gifts are within a budget you have set. For younger kids, try shopping in real stores with real cash. […]

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Deck The Halls?

Posted by Richard on November 6, 2019

Decorating won’t help appraisals but some things do. During the holidays, festive decorations can make your home look like a million bucks. But if you are planning to sell your home, decked halls probably won’t affect the appraisal much. There are some basic things you can do to make your appraisal accurate, if not higher. […]

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Plan Early For Inexpensive January Get-A-Ways

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The end of the year can leave many of us feeling drained, emotionally and financially. A vacation to recover from the holidays — is it even possible? Absolutely. Start planning now, and you may find that a January holiday is surprisingly affordable And to springboard your brainstorming, here are a smattering of ideas from Travel […]

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