Should You Pay Cash Or Finance A New House?

Posted by Richard on September 8, 2021

We are going to sell. Should we pay cash or finance at least part of the new house? Your decision depends on your financial and life circumstances. If you are retired and the kids are gone, you might be one of the millions of people who want to downsize. When you bought your last house, […]

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How To Buy A Small Business

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Business ownership is a dream for many people, and an alternative to starting from scratch is to buy an existing business. But where to begin? First, with loads of due diligence. The more preparation, the better. Your prep work starts with an honest look at your own experience, lifestyle and desires to figure out what […]

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Mobile Wallets Soar In Popularity

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Cash may be king, but cashless transactions are usurping the throne. Cashless transactions had long been gaining momentum and only got more popular during the pandemic, when many businesses and customers shied away from handling paper money and coins. The website Trading Platforms said the digital or mobile wallet payments were the most used point […]

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The Future Of Student Loan Payments

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This month, after an 18-month suspension of student loan payments, millions are poised to make their next payment in October. Congress suspended federal student loan payments as part of the first pandemic relief package. Interest was frozen and collections stopped. At the same time, millions of student loan borrowers are praying loans will again be […]

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Should I Sell My Rentals In A Hot Market?

Posted by Richard on August 3, 2021

It has been a blazing hot real estate market lately, with a shortage of available houses for sale and new construction too pricey (think lumber prices, tariffs, and other factors) to keep up. The demand for rentals has also skyrocketed in most places and with it, rental rates. With rental units so desirable, does that […]

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Farewell To Overdraft Charges

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When they debuted nearly 30 years ago, overdraft charges were meant to provide a cushion for consumers who accidentally withdrew more money than was available in their bank accounts. The bank would cover the deficit and charge the customer a fee to do so, and the customer would avoid bouncing checks or being declined at […]

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Spam In Your Phone’s Calendar?

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Have you ever glanced at your phone’s calendar and seen a “reminder” to enter a sweepstakes or an invite to some event you’ve never heard of? Or something, well, yuckier. Welcome to calendar spam. Spam can strike from anywhere, not just our inboxes or in unwanted phone calls. Calendar spam can be particularly bothersome, especially […]

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A Different Kind Of Hygiene

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During the first month of the pandemic lock-down, spam messages increased more than 20-fold. Scammers like to leverage a hot topic to spread misinformation and lure in a vulnerable audience through email, social media and messaging applications, said the National Cyber Security Alliance. Cyber-crime continued to rise dramatically throughout 2020 and into this year, and […]

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How To Identify Fake Companies Online

Posted by Richard on July 1, 2021

A cheap hoodie or fancy party dress may look like a bargain. But if you don’t recognize the company, look up the domain. A domain is the name of the website, like: ThisIsADomain.com. Domains are purchased from various online companies and they are hosted by other companies. They have an IP address, which is a […]

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Minor Kitchen Renovations Pay At Sale

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We know that kitchens and bathrooms are traditionally the money rooms in a house — keep these in style and spiffy, and you can make more money on a sale. Thing is, you need your kitchen and bathrooms to look good, but you don’t want to put a lot of money into the remodel. According […]

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