Raking Leaves: Not A Chore, It’s Exercise

Posted by Richard on October 13, 2020

Variety is not only the spice of life, it’s close to inspirational when it comes to regular exercise. So here it is, the exercise you can get during only a week or two of the year: Raking leaves. Raking on a beautiful fall day gives you a chance to work out in nature’s health club. […]

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Seniors In Lock-Down: How Long?

Posted by Richard on

Rose is 92 in a nursing home. She has a mobility problem, but no serious illnesses. She has never touched a sip of alcohol, nor puffed on a cigarette. The kids joke she will live forever. Rose isn’t joking when she says she is planning to “escape from this hell.” Months into lock-down from COVID-19, […]

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Fantastic Seller’s Market Offers Best Prices In Years

Posted by Richard on October 7, 2020

The millennial generation has grown up and they want to buy homes. Every year for the next 10 years, millions of millennials will hit home buying age. The average age of a millennial is 32. The average age for home buying is 31, according to ETF Trends. No wonder there is a record boom in […]

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Bologna Or Turkey? Apples Or Oranges? Understanding Opportunity Costs

Posted by Richard on

In the thousands of little decisions we make every day, the costs are probably minimal. The difference in cost between taking a bologna sandwich or a turkey sandwich to work for lunch is trivial. But the difference between a bologna sandwich for lunch and a lunch at a pricey restaurant starts to get our attention. […]

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Consider Disability Insurance for Unexpected Illness or Injury

Posted by Richard on September 8, 2020

Everyone knows a little about Social Security Disability, but not many working people realize it is very difficult to get. Only abut 30 percent of the applicants are approved and the system is cash strapped. Still, becoming even temporarily unable to work is a very real problem. According to the Social Security Administration, one in […]

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Suburban Families Look Into Moving As Crises Impact City Life and Work

Posted by Richard on

The kids love their schools. Mom’s family is nearby. Dad works in the city. So the suburbs, though expensive, work. But what happens when the schools are closed, friends have fled and Dad spends all his time working from home? That is a scenario that might open a trend to move away from high-tax states […]

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Under Or Over Insured?

Posted by Richard on

Life comes at you fast. In your youth at the peak of your health, in middle age, at the height of responsibility, what if an accident or illness took you off the family map? We all know it can happen and few think it will. As a matter of fact, about 40 percent of people […]

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Twitter Hack Highlights Underground Trade in Handles

Posted by Richard on

In mid-July, hackers rocked the internet by taking over accounts of high-profile Twitter figures and using the accounts for a bitcoin scam, among other things. Suddenly in the afternoon, accounts from Joe Biden, Amazon CEO Jeff Bezos, President Barak Obama, Tesla CEO Elon Musk, former New York Mayor Michael Bloomberg, and investment mogul Warren Buffet […]

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What About Buying Some Land and Building A House?

Posted by Richard on August 6, 2020

With the housing supply tight, some buyers are checking out land to build their dream home. It feels sensible, after all. You can find some blueprint for the perfect house, maybe get away from urban areas, and live peacefully on a pretty little plot of land you picked out yourself. What could go wrong? Like […]

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Security Issues Explode With Work-At-Home Computing

Posted by Richard on

The sudden flood of remote workers post-covid has slammed IT workers with security issues. Perhaps not surprisingly, nearly 57 percent of remote workers are using their private devices, such as laptops, computers, or phones, for work. The number of potentially insecure devices has hit IT hard, while giving cyber-criminals fresh targets. Information breaches cost an […]

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