Posted by Richard on December 13, 2023
When it comes to remodeling, there are plenty of suggestions about where you should put your money and how much you can expect to get back on it. Some say kitchens, some say bathrooms, others say family rooms. The person who knows best what your house needs is you, maybe with the advice of a […]
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Seniors who are considering changes to their original Medicare enrollment, Medicare Advantage plans, or Part D prescription drug plans should take note: Medicare scammers are as determined as ever to steal money and personal information. Watch out for these common scams: * Fraudulent marketing. According to the Federal Trade Commission, there are limits on how […]
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Remote work has upended the commercial real estate market and many companies are downsizing their offices to better match a workforce that largely prefers to work from home. Amid slumping demand, property managers are looking to convert some or all of their office space into residences. In order to monitor and direct real estate development, […]
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You are wise to consider all investments carefully. Though economists quoted in Money say rental properties today constitute “the “opportunity of a generation,” it’s a long-term investment. They also say buying real estate and holding it creates wealth and that most millionaires achieved that standing through real estate. Here are a few factors to consider […]
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Posted by Richard on November 2, 2023
Real estate deals falling through can be a frustrating experience for home buyers. In fact, statistics show that approximately 10 percent of real estate deals do not reach closing. However, there are steps that buyers can take to prevent this from happening. One common reason for deals falling through is issues with the appraisal. An […]
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Imposter scams and online shopping top the Federal Trade Commission’s 2022 list of financial frauds. A new August 2023 survey from GoBanking questioned more than 1,100 Americans aged 18 and older to find that huge numbers of people have been victims of financial frauds. The top frauds: * Phone scams, like robocalls and texts: 43% […]
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What are the basic parts of Medicare and how does it works? It can be confusing! Here are the basic parts of Medicare and what they do: Medicare Part A, hospital insurance. Often called Original Medicare, Part A covers care in hospitals and skilled nursing facilities, including hospice and home health care. The Part A […]
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Let’s take this fancy vacation. It’s time. We can’t spend that much money! Why not? We have enough. It’s time. A variation on that conversation happens with every retired couple. It’s part of the surprisingly difficult transition from saver to spender. After all, you spent decades building up the nest egg and paying off the […]
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Posted by Richard on September 7, 2023
Whether you are buying insurance for a new car or for an older second car, there are many choices to make. Collision insurance: When a vehicle is financed, the lender requires collision insurance. It pays for damage to your vehicle in an auto accident when you are at fault. In a total loss, it pays […]
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Here’s good news for American consumers and businesses. The Federal Reserve’s new instant payment service, FedNow, is set to transform the speed and efficiency of money transfers. The Federal Reserve’s FedNow service promises faster and more accessible money transfers, bridging the gap between the traditional Automated Clearing House (ACH) system and instant digital payment methods. […]
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