Memorial Day: We Remember Their Sacrifice

Posted by Richard on May 4, 2022

The tradition of honoring our country’s fallen defenders began as a springtime custom following the Civil War. Originally called Decoration Day, it was a time to remember those fallen heroes. To the list of those who died at Gettysburg and Bull Run, we have added names from San Juan Hill, Verdun, Corregidor, Inchon, Khe Sanh, […]

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How To Avoid Bankrupting Your Retirement

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If you want to enjoy retirement, avoid a few mistakes that can drain your wealth and render retirement impossible. First, keep contributing to your retirement account. People tend to think retirement is decades away and a bit of lax planning now isn’t a big deal. But even if you have to make smaller contributions to […]

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Boomers Sell – Millennials Buy

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Home ownership is alive and well across all generations, a new report finds, with trends shaking out as you might expect: More younger people are buying bigger while older people are selling and downsizing. Baby boomers (aged 67 to 75) were the largest share of home sellers at 42 percent, but for the first time, […]

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Cybersecurity Threats Cost Billions Per Year

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Amid a tense global geopolitical environment, experts warn that the United States could face severe cyber attacks. Computers and the internet offer convenience, making it easier to find information, coordinate large organizations and more. Yet the increasingly interconnected web also raises risks and makes organizations and entire nations more vulnerable to attacks. In sum total, […]

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Good News At Tax Time On Your Home Sale

Posted by Richard on April 12, 2022

Here are three words you don’t hear everyday: Tax-free money. There aren’t too many things you can say that about, but for many homeowners that sell, it is true since profits on most home sales are excluded from taxable income. According to TurboTax, most home sellers don’t even have to report home sales to the […]

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Is It A Scam? How To Know If The IRS Is Really Calling

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IRS scams are everywhere, bilking people out of thousands of dollars and fraudulently obtaining their personal information. Phone scams are big at tax season. The thing to remember is that the real IRS will never: * Call to demand an immediate payment using something like a prepaid debit card, gift card or wire transfer. If […]

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Clearing Out The House? Delete Your Email And Text Messages

Posted by Richard on

As you downsize and sort through those old mementos, you’ll consider what items will mean something to the kids or grandkids and which means something only to you. But these days it isn’t just boxes, it’s also the electronic messages on your computer. Some of those will have to go. Some of them will be […]

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Dirty Finances: Crypto Money Laundering On The Rise

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By now, you’ve likely heard of bitcoin and other so-called cryptocurrencies. These assets have become hot investment vehicles in recent years, especially amid worries of economic upheaval, inflation and more. Unfortunately, bitcoin and other currencies are frequently used for criminal activities, and right now, they offer one of the more popular ways to launder money. […]

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Financial Considerations And Electric Cars

Posted by Richard on March 8, 2022

Gas prices have steadily increased in recent months, putting a pinch on consumers. Given how expensive gasoline is, some are turning to electric automobiles — not just cars, but also trucks, delivery vans and other vehicles. That said, before buying an electric car, there are important financial considerations. First, if you want to use an […]

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How To Save Without Crimping Your Style

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Saving money doesn’t necessarily mean sacrificing your quality of life. Indeed, with the right approach, you can still live on your own terms while also saving cash. For example, utility bills may take a huge bite out of your budget. Fortunately, smart thermostats and heating systems allow you to turn off the heat or air […]

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