Here’s Why Diversification Is Important In Investing

Posted by Richard on June 9, 2022

Diversify. Diversify. Diversify. Study investing and “diversification” ranks among the most common terms tossed around. Indeed, the first bit of advice many professional investors offer newbies is to diversify their investment portfolio. So what makes diversification such an important concept? Let’s dig in. First, diversification means spreading your investments across different assets. This can mean […]

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What If The Perfect Home Is Pending?

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It happens a lot — you see a great home, but there is a big ‘Pending’ sign on it, or maybe the home is labeled ‘Contingent.’ Are you out of luck? Probably. But there is some hope, especially on a contingent property. A pending transaction means that the home sale is far along. The home […]

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Could So Many Streaming Services Fuel Piracy?

Posted by Richard on

Back in 2007, Netflix started offering what was then a novel service: Videos streamed directly to your PC or television. Up until then, if you wanted to watch a movie at home, you usually had to get into the car and run down to Blockbuster for physical copy. The success of Netflix spurred lots of […]

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Walmart Cracks Down On Scam Gift Cards

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In recent weeks, Walmart has cracked down on gift card scams, working with the Department of Justice to return money to the folks ripped off. Even with these efforts, fraud remains rampant and gift cards in particular are a serious risk. Walmart took a proactive approach, notifying authorities of suspicious transactions and leveraging a “victim-assisted […]

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Memorial Day: We Remember Their Sacrifice

Posted by Richard on May 4, 2022

The tradition of honoring our country’s fallen defenders began as a springtime custom following the Civil War. Originally called Decoration Day, it was a time to remember those fallen heroes. To the list of those who died at Gettysburg and Bull Run, we have added names from San Juan Hill, Verdun, Corregidor, Inchon, Khe Sanh, […]

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How To Avoid Bankrupting Your Retirement

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If you want to enjoy retirement, avoid a few mistakes that can drain your wealth and render retirement impossible. First, keep contributing to your retirement account. People tend to think retirement is decades away and a bit of lax planning now isn’t a big deal. But even if you have to make smaller contributions to […]

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Boomers Sell – Millennials Buy

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Home ownership is alive and well across all generations, a new report finds, with trends shaking out as you might expect: More younger people are buying bigger while older people are selling and downsizing. Baby boomers (aged 67 to 75) were the largest share of home sellers at 42 percent, but for the first time, […]

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Cybersecurity Threats Cost Billions Per Year

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Amid a tense global geopolitical environment, experts warn that the United States could face severe cyber attacks. Computers and the internet offer convenience, making it easier to find information, coordinate large organizations and more. Yet the increasingly interconnected web also raises risks and makes organizations and entire nations more vulnerable to attacks. In sum total, […]

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Good News At Tax Time On Your Home Sale

Posted by Richard on April 12, 2022

Here are three words you don’t hear everyday: Tax-free money. There aren’t too many things you can say that about, but for many homeowners that sell, it is true since profits on most home sales are excluded from taxable income. According to TurboTax, most home sellers don’t even have to report home sales to the […]

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Is It A Scam? How To Know If The IRS Is Really Calling

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IRS scams are everywhere, bilking people out of thousands of dollars and fraudulently obtaining their personal information. Phone scams are big at tax season. The thing to remember is that the real IRS will never: * Call to demand an immediate payment using something like a prepaid debit card, gift card or wire transfer. If […]

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