Posted by Richard on September 7, 2023
Whether you are buying insurance for a new car or for an older second car, there are many choices to make. Collision insurance: When a vehicle is financed, the lender requires collision insurance. It pays for damage to your vehicle in an auto accident when you are at fault. In a total loss, it pays […]
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Here’s good news for American consumers and businesses. The Federal Reserve’s new instant payment service, FedNow, is set to transform the speed and efficiency of money transfers. The Federal Reserve’s FedNow service promises faster and more accessible money transfers, bridging the gap between the traditional Automated Clearing House (ACH) system and instant digital payment methods. […]
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Artificial intelligence is unlikely to replace doctors or nurses — at least, not anytime soon. But in an industry that still runs mostly on time-consuming manual processes, AI breakthroughs are set to permanently change how clinicians do their jobs and how patients access care. Already, generative AI is in use in some clinics and hospitals […]
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A lot of baby boomers — people born between 1946 and 1964 — have made up their minds. About 85 percent tell researchers they are holding on to their homes. And, yet, with housing prices high, most could walk away from the responsibilities of maintaining a home with a nice chunk of capital. The average […]
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Imposter scams are already bilking people out of money, but now, with the help of artificial intelligence, they will get much more convincing. These scams are frequently directed at parents and grandparents. Fraudsters will call people and claim that a loved one, such as a child or grandchild, has been in a serious car accident, […]
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Compared to other updates you can make on your house, a beautiful front door doesn’t cost that much, but it does give a cheerful welcome to guests and buyers alike. Your front door might not be top on your mind all the time, but it’s the first thing a visitor sees. A front door is […]
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Everyone either learns about money or learns about money the hard way. People who have $3 million or more usually have learned how to handle money, and they want to preserve their money. One way to do that is to teach their kids about money. An annual U.S. Trust survey says the top 1 percent […]
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The choice between a 15-year mortgage and a 30-year mortgage has long been a subject of discussion, but the decision usually comes down to money and lifestyle. One of the primary advantages of a 15-year mortgage is the significant savings in interest payments over the life of the loan. With a shorter term, borrowers can […]
Read More →Posted by Richard on July 20, 2023
Money is going digital. When your check goes straight to your bank account and you pay your bills directly from that account, you might never see an actual bank note. But should you have some cash on hand? You might need to tip someone, or pay for a service, and what about an emergency? If […]
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Imagine this. You’re running late for work. After you throw on your shoes and stuff your laptop into your bag, you rush out the door, angling for your car. But as you reach for the handle, the car suddenly starts backing up. A moment later, your once reliable ride roars out of sight, leaving you […]
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